Finance and Investing

Personal Enrichment

Offered through Continuing Education

@ Meramec | Wildwood | South County Education Center | Off-Site

Increase your knowledge of finance and investing with classes that explore stocks and bonds, identity theft and keeping track of your money.

Program Coordinator

Continuing Education

Phone

314-984-7777

Register and pay online now

Call 314-984-7777 to register for fall classes by phone, or click the button above to register and pay online.



Foundations of Investing

Are you just getting started with personal investing or want to learn more so that you can better communicate with your current financial advisor? Come learn about the basics of investing including the key features of bonds, stocks and mutual funds; the investment pyramid and the importance of asset allocation; how to set SMART financial goals; risk tolerance and the portfolio objective that is right for you; and the impact of inflation and tax diversity on your long-term goals.
FINC:705 | $39 | Age 60+: $39
F01 | Tu 6 pm-9 pm | Margie Bittner | Sep 18-Sep 25 | MC - SO, 107

Where Does All My Money Go? Gain Control of Your Finances

Are you one of 70% of Americans who worry about your finances? Are you one of 60% who don't have a budget? You don't have to be a CPA to manage your finances and build wealth within the resources that you have. Learn about budgeting, building emergency savings, paying down debt, saving for retirement and a crash course in building wealth through investments. Many of the financial questions you were afraid to ask will be answered in this course that will help you take control of your finances and help build a better future for you and your family. Bring a sack lunch and drink.
FINC:735 | $35 | Age 60+: $25
F01 | Sa 9 am-1 pm | Tiffany Smith | Sep 29 | MC - BA, 124

What Everyone Needs to Know About Divorce

Course will deliver the legal, emotional and financial issues of divorce in a logical yet compassionate way. With the guidance of trained professionals, workshop participants will gain a greater understanding of the confusing and challenging divorce process. The more information and support you have, the better the decisions you'll make for yourself and your family, leading to a more hopeful future. Course will be taught by a divorce attorney, a mental health professional and a Certified Divorce Financial Analyst.
FINC:765 | $29 | Age 60+: $29
F01 | Th 6 pm-9 pm | Laura Boedges | Sep 20 | MC - SO, 206

Understanding Wall Street

Understanding how stocks, bonds, mutual funds and the various financial vehicles of Wall Street function is essential to a solid financial backbone. Learn what these vehicles are, how they work and separate "fact from fiction" when it comes to "fueling" your retirement fire. Discussion will include how these items work and how the taxes and fees woven into these vehicles can affect your bottom line. You will get an overview of the difference between stocks, bonds and mutual funds; tax loophole considerations; understanding fees; common financial myths; overcoming obstacles to creating wealth; and how exit strategies can affect your legacy.
FINC:765 | $19 | Age 60+: $19
F03 | Th 6:30 pm-8 pm | Andrew Hall | Oct 18 | MC - SO, 206
F04 | Th 6:30 pm-8 pm | Andrew Hall | Oct 25 | STLCC-SC, 103

Demystifying Annuities

Get answers to your questions and concerns about annuities. Are they appropriate for me? How much do they cost? When should I purchase one? How can an annuity help me in retirement? Learn the difference between income annuities and deferred annuities with GLWBs. Compare fixed vs. variable annuities. Understand why annuities are called "income insurance."
FINC:705 | $25 | Age 60+: $25
F02 | Th 6:30 pm-9 pm | Margie Bittner | Oct 18 | MC - SO, 109

Paying for Long Term Care: Obtaining Medicaid and Veteran's Benefits

Paying for long term care is a problem facing a lot of senior citizens. This course will cover the benefits available through Medicaid and through the Veterans Administration (for veterans and their spouses). Learn about eligibility requirements as well as techniques and strategies to become eligible. Class is designed for seniors who are facing such costs, or worrying about the future costs, as well as family members who are providing care for their parents. Taught by an elder care and accredited VA attorney.
FINC:746 | $25 | Age 60+: $25
F02 | Th 7 pm-9 pm | Paul Gantner | Oct 11 | STLCC-SC, 104

Paying for Long Term Care: Alternative Funding Options

What is long term care (LTC) and how do you pay for it? If you have ever experienced a friend or family member who has needed long term care, you understand the costs associated with providing this assistance. The question is how to pay for it without having to purchase long term care insurance. Class will focus on alternative financial programs that can be used to pay for LTC instead of specifically buying a long term care insurance policy.
FINC:746 | $25 | Age 60+: $25
F01 | Tu 7 pm-9 pm | Steve Glazer | Oct 9 | MC - SO, 108

We have more! Are you providing long term care as a caregiver? Be sure to check out Caregiving at Home.

Click on the headings below to view additional courses:

Real Estate

Real Estate Investing for Income

True financial wealth is about having the unearned income to finance your life goals without having to work. Private market commercial real estate returned an average of 8.4% over the 10-year period from 2000 to 2010. The key is to understand what you are buying by having a solid knowledge and a good plan. Come find out how to plan your investment strategies to lead to true financial wealth.
REAL:712 | $29 | Age 60+: $15.50
F01 | Th 7 pm-9 pm | Jill McCoy | Oct 11 | MC - SW, 207

Buying A Home? Top Home Buying Mistakes To Avoid

"If only we had known..." is the sad tale of too many home buyers. Come spend a valuable evening preventing mistakes that don't have to happen. Purchasing a home is the largest investment you'll ever make. Come get the inside scoop to avoid surprises at closing. We'll discuss what you need to know before you purchase, what you can expect throughout the process, the strategies to use to obtain the best value, the importance of understanding the contracts you sign, getting the right inspections before closing the deal and how to safeguard yourself in any market.
REAL:701 | $19 | Age 60+: $11.50
F01 | Tu 7 pm-9 pm | Jill McCoy | Sep 11 | WW, 225

Home Selling: Your Guide to a Successful Sale

If you've never sold a home before (or even if you have, but it's been a while), it's important to know your marketing options. You need to know what to expect from the home selling process, how to add impact and value to your home that will get you top dollar (staging without breaking the budget), how to use knowledge of the competition in your area to determine a realistic selling price, the pros and cons of "for sale by owner," and how to find the right agent to sell your house. Come spend a short evening learning the inside track that will get you the best deal for your home.
REAL:702 | $19 | Age 60+: $14
F01 | Th 7 pm-9 pm | Jill McCoy | Oct 18 | MC - SW, 207

Estate Planning

Estate Planning: Living Trusts

Everyone wants to do estate planning for control of their assets and for a legacy to loved ones. Course covers various ways to estate plan, avoid probate, avoid guardianships and reduce or eliminate estate taxes. Find out why a living trust may be the best solution. Taught by an attorney.
FINC:710 | $35 | Age 60+: $30
F02 | Tu 7 pm-9 pm | Jacquelynn Capriano | Sep 18 | STLCC-SC, 120

General Estate Planning: Wills, Trusts and Avoiding Probate

Learn about your planning options, both for property distribution upon death as well as decision-making authority while alive. Class discussion will focus on wills, the probate process and avoiding probate with revocable trusts and beneficiary designations. Powers of attorney for financial and health care purposes will also be discussed. Taught by an attorney.
FINC:710 | $35 | Age 60+: $30
F01 | M 6 pm-8 pm | Yvonne Homeyer | Oct 22 | Clayton HS, 124

Preparing Your Estate Plan

Designed for anyone who would like to better understand the basics of estate planning. Learn what to consider when creating a will, the benefits of trusts in estate planning, how to help reduce taxes on estates and how insurance can help protect your family. In addition, learn the importance of beneficiary designations, TODs, PODs, powers of attorney and health care directives. You don't have to be wealthy to make a plan for your heirs! Taught by both a financial advisor and an estate attorney.
FINC:710 | $35 | Age 60+: $35
F03 | Tu 6:30 pm-9 pm | Margie Bittner, Kathy Gmelich | Oct 9 | MC - SO, 107

 

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