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Investments and Financial Planning

FINC:705 Demystifying Annuities11/02-11/02  

Get answers to your questions and concerns about annuities. Are they appropriate for me? How much do they cost? When should I purchase one? How can an annuity help me in retirement? Learn the difference between income annuities and deferred annuities with GLWBs. Compare fixed vs. variable annuities. Understand why annuities are called "income insurance." No senior discount.

  • Registration Code= 201725 71533
  • Meeting Dates= 11/02-11/02
  • Meeting Days= Th
  • Meeting Times= 6:30 p.m. - 9 p.m.
  • Location= Meramec - Social Science Bldg 108
  • Instructor=  STAFF
  • Fees= $ 25.00
Call
314-984-7777
 
FINC:710 Estate Planning: Living Trusts09/20-09/20  

Everyone wants to do estate planning for control of their assets and for a legacy to loved ones. Course covers various ways to estate plan, avoid probate, avoid guardianships and reduce or eliminate estate taxes. Find out why a living trust may be the best solution. Taught by an attorney. Cost for adults 60 and over $30.00.

  • Registration Code= 201725 71414
  • Meeting Dates= 09/20-09/20
  • Meeting Days= W
  • Meeting Times= 7 p.m. - 9 p.m.
  • Location= STLCC-South County 120
  • Instructor= Jacquelynn Capriano
  • Fees= $ 35.00
Call
314-984-7777
 
FINC:705 Foundations of Investing09/21-09/21  

* * * TIME CHANGE. NOW 9/21 6:30-9:30 PM; 9/28 6-9 PM. WAS 6:30-9 pm. * * * Are you just getting started with personal investing or want to learn more so that you can better communicate with your current financial advisor? Come learn about the basics of investing including the key features of bonds, stocks and mutual funds; the investment pyramid and the importance of asset allocation; how to set SMART financial goals; risk tolerance and the portfolio objective that is right for you; and the impact of inflation and tax diversity on your long-term goals. No senior discount.

  • Registration Code= 201725 71532
  • Meeting Dates= 09/21-09/21
  • Meeting Days= Th
  • Meeting Times= 6:30 p.m. - 9:30 p.m.
  • Location= Meramec - Social Science Bldg 232
  • Instructor=  STAFF
  • Fees= $ 39.00
Call
314-984-7777
 
FINC:710 General Estate Planning: Wills, Trusts and Avoiding Probate09/13-09/13  

Learn about your planning options, both for property distribution upon death as well as decision-making authority while alive. Class discussion will focus on wills, the probate process and avoiding probate with revocable trusts and beneficiary designations. Powers of attorney for financial and health care purposes will also be discussed. Taught by an attorney. Cost for adults 60 and over $30.00.

  • Registration Code= 201725 71415
  • Meeting Dates= 09/13-09/13
  • Meeting Days= W
  • Meeting Times= 6 p.m. - 8 p.m.
  • Location= Clayton High School 124
  • Instructor= Yvonne Homeyer
  • Fees= $ 35.00
Call
314-984-7777
 
  General Estate Planning: Wills, Trusts and Avoiding Probate10/23-10/23  

Learn about your planning options, both for property distribution upon death as well as decision-making authority while alive. Class discussion will focus on wills, the probate process and avoiding probate with revocable trusts and beneficiary designations. Powers of attorney for financial and health care purposes will also be discussed. Taught by an attorney. Cost for adults 60 and over $30.00.

  • Registration Code= 201725 71416
  • Meeting Dates= 10/23-10/23
  • Meeting Days= M
  • Meeting Times= 6 p.m. - 8 p.m.
  • Location= Clayton High School 124
  • Instructor= Yvonne Homeyer
  • Fees= $ 35.00
Call
314-984-7777
 
  Introduction to Estate Planning09/12-09/12  

You don't have to be a millionaire to have an estate. Your estate consists of everything you own of value - home, cars, cash, clothing and furniture, investment, retirement accounts, pensions and items you have accumulated throughout your lifetime. You'll gain a better understanding of estate planning including: death and estate taxes; wills and trusts; probate; choosing an executor; lifetime giving exclusion; martial deductions; and tax-free inheritance. Become better prepared to discuss your estate planning issues with your professional advisors and learn how to preserve and manage your assets to avoid expensive delays and legal challenges. No senior discount.

  • Registration Code= 201725 71426
  • Meeting Dates= 09/12-09/12
  • Meeting Days= T
  • Meeting Times= 7 p.m. - 8:30 p.m.
  • Location= Forest Park - G Tower 321
  • Instructor=  STAFF
  • Fees= $ 25.00
Call
314-984-7777
 
FINC:705 Investment Strategies Part I: Identifying the Best Growth Stocks10/14-10/14  

Increase your knowledge of the financial market with a historical look at the greatest growth stocks and methods that can be used for identifying potential successful trends before they become obvious to everyone and the phase is over. Past and recent examples will be discussed. Cost for adults 60 and over $30.00.

  • Registration Code= 201725 71677
  • Meeting Dates= 10/14-10/14
  • Meeting Days= Sa
  • Meeting Times= 9 a.m. - 12 p.m.
  • Location= Corporate College 208
  • Instructor= Brian Bingham
  • Fees= $ 35.00
Call
314-984-7777
 
  Investment Strategies Part II: Identifying Market "Tops" & "Bottoms"10/14-10/14  

Come join us for a historical look at the 'market tops' which demonstrate the key traits and similarities for identifying signs of financial market stress and potential warnings to help you reduce market exposure a little, or a lot, in order to help avoid large downside risk in the marketplace. Additionally, historical 'market bottoms' will be examined for their similarity and sign of potential opportunities ahead. Completion of Part I: Identifying the Best Growth Stocks is recommended before enrolling in Part II but not required. Cost for adults 60 and over $30.00.

  • Registration Code= 201725 71678
  • Meeting Dates= 10/14-10/14
  • Meeting Days= Sa
  • Meeting Times= 1 p.m. - 4 p.m.
  • Location= Corporate College 208
  • Instructor= Brian Bingham
  • Fees= $ 35.00
Call
314-984-7777
 
FINC:736 Managing Cash Flow in Retirement09/27-09/27  

Living in retirement is all about the cash flow, not the pile of cash. Class will focus on retirement income planning and threats to cash flow during your retirement years. Review will cover real life case studies including retiree health care costs and the impact of taxes and withdrawal rates on investment account longevity. No senior discount.

  • Registration Code= 201725 71420
  • Meeting Dates= 09/27-09/27
  • Meeting Days= W
  • Meeting Times= 7 p.m. - 9 p.m.
  • Location= Meramec - Social Science Bldg 108
  • Instructor=  STAFF
  • Fees= $ 25.00
Call
314-984-7777
 
FINC:710 Preparing Your Estate Plan10/10-10/10  

Designed for anyone who would like to better understand the basics of estate planning. Learn what to consider when creating a will, the benefits of trusts in estate planning, how to help reduce taxes on estates and how insurance can help protect your family. In addition, learn the importance of beneficiary designations, TODs, PODs, powers of attorney and health care directives. You don't have to be wealthy to make a plan for your heirs! Taught by both a financial advisor and an estate attorney. No senior discount.

  • Registration Code= 201725 71534
  • Meeting Dates= 10/10-10/10
  • Meeting Days= T
  • Meeting Times= 6:30 p.m. - 9 p.m.
  • Location= Meramec - Social Science Bldg 108
  • Instructor=  STAFF
  • Fees= $ 35.00
Call
314-984-7777
 
FINC:706 Retirement Savings Challenges for Women10/04-10/04  

When it comes to saving and planning for retirement,women face a number of unique challenges. Living longer, career interruptions, divorce and lower savings balances all need to be considered when planning for a successful retirement. The additional impact these challenges have on individual health care, social security and pension payouts will also be discussed. We will also review investment selection to help meet personal retirement goals. No senior discount.

  • Registration Code= 201725 71421
  • Meeting Dates= 10/04-10/04
  • Meeting Days= W
  • Meeting Times= 7 p.m. - 9 p.m.
  • Location= Meramec - Social Science Bldg 204
  • Instructor=  STAFF
  • Fees= $ 25.00
Call
314-984-7777
 
FINC:736 Retirement University09/19-10/10  

Financial planning is one of the most important aspects in helping you to prepare for the future. Learn how to take a strategic approach to the retirement process to assist you in preparation for every step of the way during the growth, income/distribution and conservation stages of life helping to avoid retirement roadblocks and mitigate risks in all aspects of your financial life. The in-class, step-by-step curriculum will help you develop a comprehensive understanding of tax planning strategies, advanced social security planning, wealth accumulation vs. (de)cummulation, the sequence of returns risk, long term care and Medicare options and will give you the tools to design your own strategy. Learn about the final stage of your financial life through discussion of wills, trusts, estate and tax efficient legacy planning. Handouts will be provided. No senior discount.

  • Registration Code= 201725 71428
  • Meeting Dates= 09/19-10/10
  • Meeting Days= T
  • Meeting Times= 6 p.m. - 8 p.m.
  • Location= STLCC-South County 118
  • Instructor=  STAFF
  • Fees= $ 59.00
Call
314-984-7777
 
  Understanding Retirement Healthcare and Social Security09/13-09/13  

As people approach retirement, a common concern is the answer to the question, "What if I get sick?" This class will prepare you to make important decisions about your healthcare by helping you to understand your health insurance options. Learn about healthcare decisions to be made before and at retirement including what Medicare does and does not offer in plain English. You will also learn about Social Security, the original source of guaranteed income for life, including how it can pay to delay, how your Social Security income will be taxed and the little-understood effect of earned income on Social Security benefits. No senior discount.

  • Registration Code= 201725 71418
  • Meeting Dates= 09/13-09/13
  • Meeting Days= W
  • Meeting Times= 7 p.m. - 9 p.m.
  • Location= Meramec - Business Admin Bld 114
  • Instructor=  STAFF
  • Fees= $ 25.00
Call
314-984-7777
 
FINC:765 Understanding Wall Street10/19-10/19  

Understanding how stocks, bonds, mutual funds and the various financial vehicles of Wall Street function is essential to a solid financial backbone. Learn what these vehicles are, how they work and separate "fact from fiction" when it comes to "fueling" your retirement fire. Discussion will include how these items work and how the taxes and fees woven into these vehicles can affect your bottom line. You will get an overview of: Stocks, bonds, and mutual Funds - What's the difference?; Tax considerations - the ultimate loophole; Understanding fees; Common financial myths; Overcoming obstacles to creating wealth; Exit strategies - How these vehicles can affect your legacy. No senior discount.

  • Registration Code= 201725 71432
  • Meeting Dates= 10/19-10/19
  • Meeting Days= Th
  • Meeting Times= 6:30 p.m. - 8 p.m.
  • Location= Meramec - Social Science Bldg 108
  • Instructor=  STAFF
  • Fees= $ 19.00
Call
314-984-7777
 
  What Everyone Needs to Know About Divorce09/21-09/21  

* * * * * CLASS WITHDRAWN MC SO206* * * * * Course will deliver the legal, emotional and financial issues of divorce in a logical yet compassionate way. With the guidance of trained professionals, workshop participants will gain a greater understanding of the confusing and challenging divorce process. The more information and support you have, the better the decisions you'll make for yourself and your family, leading to a more hopeful future. Course will be taught by a divorce attorney, a mental health professional and a Certified Divorce Financial Analyst. No senior discount.

  • Registration Code= 201725 71413
  • Meeting Dates= 09/21-09/21
  • Meeting Days= Th
  • Meeting Times= 6 p.m. - 9 p.m.
  • Location= Meramec - Social Science Bldg 206
  • Instructor=  STAFF
  • Fees= $ 29.00
Call
314-984-7777
 
FINC:735 Where Does All My Money Go? Gain Control of Your Finances09/30-09/30  

Are you one of 70% of Americans who worry about your finances? Are you one of 60% who don't have a budget? You don't have to be a CPA to manage your finances and build wealth within the resources that you have. Learn about budgeting, building emergency savings, paying down debt, saving for retirement and a crash course in building wealth through investments. Many of the financial questions you were afraid to ask will be answered in this course that will help you take control of your finances and help build a better future for you and your family. Bring a sack lunch and drink. Cost for adults 60 and over $25.00.

  • Registration Code= 201725 71356
  • Meeting Dates= 09/30-09/30
  • Meeting Days= Sa
  • Meeting Times= 9 a.m. - 1 p.m.
  • Location= Meramec - Business Admin Bld 124
  • Instructor= Tiffany Smith
  • Fees= $ 35.00
Call
314-984-7777
 
  Where Does All My Money Go? Gain Control of Your Finances10/07-10/07  

Are you one of 70% of Americans who worry about your finances? Are you one of 60% who don't have a budget? You don't have to be a CPA to manage your finances and build wealth within the resources that you have. Learn about budgeting, building emergency savings, paying down debt, saving for retirement and a crash course in building wealth through investments. Many of the financial questions you were afraid to ask will be answered in this course that will help you take control of your finances and help build a better future for you and your family. Bring a sack lunch and drink. Cost for adults 60 and over $25.00.

  • Registration Code= 201725 71357
  • Meeting Dates= 10/07-10/07
  • Meeting Days= Sa
  • Meeting Times= 9 a.m. - 1 p.m.
  • Location= Forest Park - G Tower 323
  • Instructor= Tiffany Smith
  • Fees= $ 35.00
Call
314-984-7777