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Financial Aid

St. Louis Community College provides a comprehensive financial aid program funded by federal, state and private agencies. Aid awards fall into four categories: grants, scholarships, loans and work. Most aid is awarded on the basis of financial need. However, excellent academic ability and talents are recognized through the college's and other scholarship programs.

The U.S. Department of Education, in the Higher Education Act as amended in 1998, requires postsecondary educational institutions to disseminate (upon request) relevant, candid information on a variety of topics to prospective and enrolled students. Students, as education consumers, should have full and up-to-date information available to them in order to make wise decisions about their educational futures.

This website has been prepared to help you understand the programs, policies and procedures pertaining to financial aid at St. Louis Community College. It is in your best interest to review it carefully. Complete information on academic programs, facilities and faculties is available in the catalog. The U.S. Department of Education (USDE) publishes a Student Guide to Financial Aid, which is available in the campus Financial Aid office. There is a wealth of financial aid information available at the USDE Office of Postsecondary Education site on the World Wide Web.

St. Louis Community College offers a variety of options for students who need financial assistance to pursue postsecondary education. Financial assistance is offered in the following categories:

  • Federal grants are awarded based on financial need and do not require repayment.
  • Federal loans are low-interest rate awards that must be repaid after the student ceases to be enrolled at least halftime in an institution of higher education.
  • The Federal Work Study program provides jobs for students who want to earn part of their educational funds. Money is earned hourly and paid on a bi-weekly basis.
  • Scholarships are awards based on academic achievement or participation in an activity and do not require repayment. Financial need is is not a criterion for eligibility for most scholarship programs.
  • The Missouri Department of Higher Education administers a variety of state grant and scholarship programs to assist Missouri residents.

Federal loan information

St. Louis Community College participates in the William D. Ford Federal Direct Loan (Direct Loan) Program. Students and parents who previously received loans through the Federal Family Education Loan (FFEL) Program will now borrow through the Direct Loan Program.

For more information about the Direct Loan Program, visit:
http://www.direct.ed.gov/student.html or the Financial Aid Office where Financial Aid advisors are available to answer your questions.

Action Required to Receive a Direct Loan:
Complete a Student Loan Data Sheets
Complete a master promissory note & entrance counseling.

As a first-time recipient of a Direct Loan, you must complete a Direct Loan Master Promissory Note (MPN) before you can receive Direct Loan funds. 

You must also complete Entrance Counseling before receiving Direct Loan funds. 

Visit the StudentLoans.gov Web site at https://studentloans.gov immediately to complete Direct Loan Entrance Counseling & your MPN to avoid delays in receiving your loan funds.

You must have a Federal Student Aid PIN to complete your MPN and Counseling requirement. If you do not already have a Federal Student Aid PIN, visit www.PIN.ed.gov to apply for one.

Register Early

Submit required information to the Financial Aid office as soon as possible, preferably six weeks before the semester begins. Consult with your campus Financial Aid office if you have any questions regarding your eligibility. Students must complete the Free Application for Federal Student Aid (FAFSA) for each academic year.

DEADLINES 

January 1
File the FAFSA as soon as possible after January 1

January 8
Last day to submit as appeal for a spring semester

April 1
FAFSA filing date for State Grant Programs

April 16
Final day to submit required financial aid documentation for spring semester

April 30
Preferred for completion of FAFSA

April 30
Board of Trustees Academic Scholarships

April 30
All financial aid paperwork must be complete to determine if pending aid will be adequate to cover tuition and fees for summer semester.

June 30
All financial aid paperwork must be complete to determine if pending aid will be adequate to cover tuition and fees for fall semester.

July 31
Board of Trustees Activity and Athletic Scholarships

August 14
Last day to submit a financial aid appeal

November 1
Priority completion of FAFSA for spring semester

November 27
Final day to submit required financial aid documentation for fall processing

November 30
All financial aid paperwork must be complete to determine if pending aid will be adequate to cover tuition and fees for spring semester.

Helpful Hints

  • Complete your FAFSA each year as soon as possible after January 1 and before April 1.
  • Send ALL transcripts from previous schools. You must request transcript evaluations for previous college credit.
  • Contact your Financial Aid office before adding or dropping a course.
  • Attend classes. Unless you officially withdraw, you are considered enrolled and may owe the college money or be required to repay federal aid.
  • Track the status of your financial aid through Banner Self-Service.