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Title IV School Code: 002469
(all campuses)

Federal Grants, Loans, and Work Study Programs

Federal Pell Grant

The Federal Pell Grant is a federally funded program awarded to students who demonstrate financial need as defined by the federal government. The amount of the award depends on eligibility, enrollment status and federal funding. Students who are ineligible to receive a Federal Pell Grant may be eligible for other programs such as Federal Work Study, scholarships or loans. Students must complete the Free Application for Federal Student Aid (FAFSA) and submit required paperwork to the Financial Aid office to be considered for grant.

Applications are available in the Financial Aid office, local high schools and via the Internet: http://www.fafsa.ed.gov

Federal Supplemental Educational Opportunity Grant

The Federal Supplemental Educational Opportunity Grant (FSEOG) is a federal program for students who demonstrate exceptional financial need. Funds are limited and award amounts can vary depending on federal funding. Awarding normally begins in April for the upcoming academic year. Students must be enrolled in at least six approved credit hours each semester. Students must complete the Free Application for Federal Student Aid (FAFSA) and submit required paperwork to the Financial Aid office to be considered for this grant.

Federal Family Education Loan Program

St. Louis Community College does not process students for Federal Family Education Loans (FFEL) until they have successfully completed six hours of college-level academic coursework, with at least a 2.0 grade-point average and 66.6% completion rate.

Federal Subsidized Stafford Loan

Funding for low-interest rate, federally subsidized loans is available through private banks, savings and loan associations and credit unions. Students must carry at least six approved credit hours of coursework pertaining to their program of study and demonstrate financial need as defined by the federal government. St. Louis Community College normally operates under a schedule-based academic year. Maximum award per grade level is $2,625 per academic year for freshmen and $3,500 per academic year for sophomores. The interest rate is variable and capped at 8.25 percent; however, if a student has a balance on a previous loan that interest rate may apply. Students must complete the Free Application for Federal Student Aid (FAFSA) and submit required paperwork to the Financial Aid office to be considered for this loan.

Federal Unsubsidized Stafford Loan

Funding for this low-interest rate loan is available through private banks, savings and loan associations and credit unions. This is a non-need based loan, and the federal government does not pay the interest while the borrower is enrolled in school. Students must carry at least six approved credit hours of course work pertaining to their program of study. St. Louis Community College normally operates under a schedule-based academic year. Award amount depends on eligibility per academic year. The interest rate is variable and capped at 8.25 percent, however if a student has a balance on a previous loan, that interest rate may apply. Students must complete the Free Application for Federal Student Aid (FAFSA) and submit required paperwork to the Financial Aid office to be considered for this loan.

Federal Parental Loan for Undergraduate Students (FPLUS)

Funding for this low-interest loan is also available through private banks, savings and loan associations, and credit unions. FPLUS loans are available to assist "dependent students" with educational expenses. Students must carry at least six approved credit hours of coursework pertaining to their program of study. This is a non-need based loan and the federal government does not pay the interest while the borrower is enrolled in school. Award amounts cannot exceed the "Cost of Attendance" minus other aid. The interest is based on Treasury bill notes, repayment dates vary, and the interest rate is variable and capped at 9 percent. Students must submit an FPLUS loan application and required paperwork to the Financial Aid office to be considered for this loan.

Federal Work Study Program

The Federal Work Study Program (FWS) provides jobs for students who want to earn part of their educational funds. Students can work part time either on campus or off campus with a public or nonprofit agency. Some jobs offer the opportunity to perform community services. Students earn money hourly and are paid bi-weekly. Work hours normally range between 20-25 hours per week during the academic year. Students must maintain at least six approved credit hours of coursework for college work study eligibility. Students must complete the Free Application for Federal Student Aid (FAFSA) and submit required paperwork to the Financial Aid office to be considered for this program.

Summer Eligibility: For continued employment through the Federal Work Study program, students must file the Free Application for Federal Student Aid (FAFSA) for the upcoming academic year. FAFSA data must be processed by the Department of Education's Central Processing System and received by the Financial Aid office before students begin their work assignment for summer. Students also must meet specific eligibility requirements and be registered for the upcoming fall term, before starting their summer work assignment. If students are eligible, they may be employed for 40 hours per week during the summer session.